Public Book
YOUR MOVE TO CANADA FROM INDIA updated on 07-Apr-26
Navigating the Cross-Border Financial and Tax Aspects. The Complete Guide for Indian Professionals ... & RECOVERY - The Second Chance Series)
by Manoj Palwe
About The Book
Every year, thousands of Indian professionals land in Canada fully prepared for immigration — and completely unprepared for what comes next. Nobody told them that NRE account interest is fully taxable in Canada. Nobody explained the Foreign Investment Entity rules that turn Indian mutual funds into an annual tax nightmare. Nobody warned them about Form T1135 — the foreign asset disclosure form with penalties starting at $2,500 for a single missed filing.
Your Move to Canada from India: Navigating the Cross-Border Financial and Tax Aspects is the guide that fills this gap.
Read more
Written by Manoj Palwe — RCIC R422575, CAPIC Fellow R11592, MIA Examination Qualified, with 25+ years of experience and 10,000+ families assisted — this book covers the complete India-Canada financial transition: NRE/NRO/FCNR accounts, the DTAA tax treaty with worked examples, the critical step-up cost basis for Indian assets, EPF/PPF/NPS strategy, Indian real estate from rent to repatriation, T1135 compliance, RRSP/TFSA/FHSA maximisation, and a month-by-month 24-month action plan for full financial integration.
This 160-page guide goes where no Canada immigration book has gone before — deep into the cross-border financial rules that cost Indian-Canadian families thousands of dollars every year in missed credits, wrong filings, and avoidable penalties.
You will learn exactly how the India-Canada Tax Treaty prevents double taxation with real number examples, why Indian mutual funds must be redeemed before you land, how to protect your Canadian cost basis with pre-departure valuations, and how to build your RRSP, TFSA, and credit score from Day 1. Each chapter ends with a focused action checklist. Six Part introductions map what you will achieve. A master summary table gives you the key rules for every Indian asset type at a glance.
Whether you are planning your move, just arrived, or have been in Canada for years with unresolved Indian financial complexity — this book gives you the framework, the forms, and the confidence to get it right.
Key features
Written by Manoj Palwe — RCIC R422575, CAPIC Fellow R11592, MIA Examination Qualified, with 25+ years of experience and 10,000+ families assisted — this book covers the complete India-Canada financial transition: NRE/NRO/FCNR accounts, the DTAA tax treaty with worked examples, the critical step-up cost basis for Indian assets, EPF/PPF/NPS strategy, Indian real estate from rent to repatriation, T1135 compliance, RRSP/TFSA/FHSA maximisation, and a month-by-month 24-month action plan for full financial integration.
Benefits
This 160-page guide goes where no Canada immigration book has gone before — deep into the cross-border financial rules that cost Indian-Canadian families thousands of dollars every year in missed credits, wrong filings, and avoidable penalties.
What works well
You will learn exactly how the India-Canada Tax Treaty prevents double taxation with real number examples, why Indian mutual funds must be redeemed before you land, how to protect your Canadian cost basis with pre-departure valuations, and how to build your RRSP, TFSA, and credit score from Day 1. Each chapter ends with a focused action checklist. Six Part introductions map what you will achieve. A master summary table gives you the key rules for every Indian asset type at a glance.
Best for
Whether you are planning your move, just arrived, or have been in Canada for years with unresolved Indian financial complexity — this book gives you the framework, the forms, and the confidence to get it right.











